I love big cozy sweaters, they are perfect for those days of just running around on town , where you want to look chic but still be comfy. This black Bcbg number is so soft, I live in this thing. Paired with this fab striped pants to add an unexpected pop and loafers to tie it all together and you are ready for the day!
Poncho: BCBG ( Old ) Similar
Pants: Old Navy
Shoes: Nine West
Sunglasses: Ray Ban
It's Pamela Kieck 
That is such a great pancho. You pull it off so well.